25 Morgage - What Are The Rates For 25 yr Loans? Use Our Calculator...
"Keeping Your Best Interests At Heart"
25 Year Interest Rates Guaranteed Less Than All Major Banks in the Nation One low 25 year morgage quote that suits your needs No hassles or obligations - just great service!
Fees Explained I
Points Explained I
Common Terms I
Glossary I
Local Quote I
Beat The Banks Program
"To say that I appreciate you and your company's help would be a huge understatement..."
The 25 yr Term is offered by most lenders at an interest rate that is identical to that of the 30 yr Term. So the primary advantage of securing a 25 yr Term is that you will cut off 5 years of interest payments. This is particularly important to homeowners that have been in their homes for a few years and do not want to 'start all over' with a new 30 yr Term.
Here's a comparison between these two loans. A 30 yr Term on a $350,000 Loan at 6.375% would cost $786,076 over the life of the loan. With a 25 yr Term on a $350,000 Loan at 6.375% you would spend $700,788 over its lifetime. This is a savings of over $85,287 in comparison to the 30 yr Term. These savings are considered to by the primary advantage by people that select the 25 Year Morgage Term.
Return to the morgage home page. This is when you negotiate and reduce the outstanding debt by 40-60% of the amount you owe. The creditor forgives the remaining debt thereby helping you to get out of debt faster.
"To say that I appreciate you and your company's help would be a huge understatement..."
25 Year Morgage Information
This is a traditional Fixed Rate Loan that is amortized at a term of 25 years (300 Months). This means that you will make the same monthly payment for 300 Months and your last payment will have paid off the entire balance of the loan. At that point you will own your home completely.The 25 yr Term is offered by most lenders at an interest rate that is identical to that of the 30 yr Term. So the primary advantage of securing a 25 yr Term is that you will cut off 5 years of interest payments. This is particularly important to homeowners that have been in their homes for a few years and do not want to 'start all over' with a new 30 yr Term.
Here's a comparison between these two loans. A 30 yr Term on a $350,000 Loan at 6.375% would cost $786,076 over the life of the loan. With a 25 yr Term on a $350,000 Loan at 6.375% you would spend $700,788 over its lifetime. This is a savings of over $85,287 in comparison to the 30 yr Term. These savings are considered to by the primary advantage by people that select the 25 Year Morgage Term.
Return to the morgage home page. This is when you negotiate and reduce the outstanding debt by 40-60% of the amount you owe. The creditor forgives the remaining debt thereby helping you to get out of debt faster.