Morgage Deals - Best Deals on Morgage Rates

Morgage Deals For Less Than Major Banks

Beating the Banks is easy! Just click on any of the banks listed below and we'll underwrite your morgage according to the guidelines of that bank. There will be one major difference, though: we guarantee to beat the published deals of that bank. More importantly, we'll do it with out charging any more in fees than that bank normally charges. So select your bank, apply now, and Beat The Banks!

Is This Even Possible? How? We're a 'Correspondent Lender' that is authorized to underwrite morgages according to the guidelines of some very well known banks. We are authorized to offer Wholesale Rates on these programs. These Wholesale Deals are what we in turn offer you.

Select the bank of your choice from the menu below and Beat The Banks!

Barclays Bank
is an internationl company that is recognized as the 4th largest financial services provider in the world and the 18th largest company overall.

Capital One
is a Fortune 500 company that specializes in home loans, auto loans, credit cards, savings and banking products.

Charter One
is a well-known US Bank that was recently purchased by Citizens Financial Group and now operates as Citizens Bank.

Chevy Chase Bank
is a nationwide Federally Chartered Thrift that is the largest locally-based banking company in the Washington Metro area.

Citizens Bank
is large banking and morgage company that began in 1828. It is actually owned by the Royal Bank of Scotland.

Compass Bank
is a financial holding company and is recognized as one of the nations largest twenty-five banks. It's headquartered in Birmingham, Alabama.

Fifth Third Bank
is a financial services company that operates over 1,200 banking centers primarily in the Midwest.

First National
is a large US Bank based in Omaha, Nebraska that offers a variety of morgage and banking services.

Household Bank
is still a recognized name in the banking world even though it was acquired by Hong Kong based HSBC.

Huntington Bank
is a bank holding company that is headquartered in Ohio. It is one of the 25 largest banks in the country.

Indymac
is a leading Savings and Loan company that ranks as the seventh largest originator of morgages in the nation.

Key Bank
This Cleveland, Ohio based bank ranks as the 16th largest in the US based on total deposits and is owned by KeyCorp.

LaSalle Bank
is a Chicago based bank with operations in over 60 countries and more than 100,000 employees. It has recently been acquired by Bank of America.

Sovereign Bank
is a bank that primarily serves the NorthEastern market of the US and offers products such as morgages, corporate banking wealth management, etc.

Union Bank
is the operating name of a number of large and well-known banks offering banking and morgage services to consumers.

Morgage Choice
is a leading broker in Australia. About 5% of all loans in Australia are originated by this brokerage.

Morgage Express
is the the specialist lending arm of Bradford and Bingley. They specialize in buy-to-let morgages.

Morgage Intelligence
is a subsidiary of GMAC and operates as both a broker and lender through out Canada.

More Information: Most banks spend a good amount of money on services that aren't nearly as profitable to them as morgages. These services include things like checking accounts, savings accounts, and so on. Additionally, they spend money on visible, street-front retail spaces, advertising costs, and more. So when you secure a loan from a bank you are really paying for more than just a mortgage - you are paying for their higher operating costs. These operating expenses don't apply to loans secured from a wholesale lender.

On top of that, Correspondent Lenders and Brokers supply a huge amount of the loan deals funded by banks...and with out the ability to offer a noticeable advantage customers would not use Correspondent Lenders (or brokers) to secure loans. So ultimately it is in the banks best interest to build positive relationships with Correspondent Lenders and Brokers. The incentive to build positive relationships and the need to provide consumers with the motivation to use Correspondent Lenders results in permitting such lenders to access their Wholesale Rates...and these rates are what we in turn offer you.

Morgage Deals For Less Than All Major Banks...