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Points Explained |
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What are morgage points and when, if ever, does it make sense to pay them? |
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Learn More |
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Fees Explained |
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What are the 'real' costs of my Morgage? This will help explain exactly where your money is going -
and where it shouldn't be going...
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Learn More 
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Beat The Banks |
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We guarantee to beat the rates of a number of major banks. For a complete list of these banks click on
the link above...
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About Bank of America Morgage Programs...
As part of our 'Beat The Banks' program we guarantee to beat the rate offered by Bank of America with out charging
any more in fees than they charge. We will beat their rate by an average of .25% though sometimes we are
only .125% less. Read more about Bank of America below...
The Bank of America we know today was created when Charlotte-based NationsBank merged with California-based
Bank of America in 1993...this company is now the largest bank in the U.S. going by total deposits. They
offer a wide variety of banking services including checking, savings, investment and morgage services.
They provide online payment services through their Bank of America.com web side and you can find their
customer service and payment address information by visiting their web site.
If you were to apply for a Bank of America Morgage Plus or Reward program you would find that most of their
refinance offerings are geared towared what is referred to as A-Paper Lending. If you don't fit into this
tiny box you will discover that you may not qualify for these products or face the proposition of paying
higher interest rates than with other lending institutions. Because of the higher interest rates that are generally
offered by B of A we are able to include them in our 'Beat the Banks' program---which is our guarantee that
we will beat Bank of America Morgage Rates by at least .125% (and usually the difference is even greater).
So if you were considering filling out a Bank of America Morgage Application we encourage you to do so---and
compare the savings by using us. You can fill out the Quick App at the top of this page or call us today...then
call a B of A morgage specialist to find out just how much you are saving with us.
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