Cost of Ownership Calculator - Annual Cost of Owning a Home...

Buying vs Renting a Home "Keeping Your Best Interests At Heart"

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  Find out what what the annual cost of home ownership is
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Cost of Ownership Calculator


This useful calculator takes several factors into consideration to give prospective homeowners a clearer idea of the financial impact a new purchase may have. To be completely accurate you should get the input of a tax specialist, a morgage consultant as well as discussing it with friends and family. In fact, friends and family can often share some of the unforeseen costs that others may neglect to mention. If you have any questions at all please don't hesitate to call us and share your questions so that we may assist you with your home purchase in any way necessary.

Sale Price of Home
Down Payment Percent (%)
            Down Payment Amt
Term of Loan (in Years)
Interest Rate (% of 100)

Dollar Amount Financed

Monthly Payment

Annual Morgage Cost


Est. Annual Property Taxes
Est. Annual Home Insurance Prem.
Est. Annual Home Assoc. Fees
Est. Annual Home Maint/Repair
Owner's Combined State + Fed. Tax Rate First Year Mortgage Interest

Tax Reduction for Interest

  ANNUAL COST OF HOME OWNERSHIP
We recommend having a loan professional review your information in order to provide an accurate interest rate. To do so CLICK HERE


   Payment Calculator   This highly accurate morgage payment calculator includes Taxes, insurance and PMI. It includes a Biweekly Morgage option to figure out the PITI of a Biweekly Loan.

   Affordability Calculator   This morgage calculator will determine how much money you need to make in order to qualify for a specific loan amount. Your tax, insurance is figured in the payments.

   Cost of Ownership   This Real Estate Calculator will help you determine the real annual cost of owning a home. THis goes beyond property taxes, monthly payments, insurance, etc. and includes the general upkeep of your home.

   Rent vs Buying   The Real Estate Calculator helps you compare the real cost benefits of renting versus buying a home

   Cost of Living Calculator   This calculator adusts costs of living in areas through out the country so that you can compare the real costs of moving from one location to another

   Comparison Calculator   This morgage calculator allows you to compare up to 4 morgage offers at the same time

   Principal Calculator   This morgage calculator allows you to see how your principal balance changes over the course of time. You can even add 'extra' payments each month or year to see how that will change your balance and the pay-off date

   Refinance Calculator   This morgage calculator compares your existing loan to a new mortgage offer to determine if it makes sense for you to refinance
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