Stated Income Morgage Loans - Stated Income Verified Assets - SIVA...
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It should be noted that although income is not verified your employment is verified. This is done by the execution of a 'Verification of Employment' filled out by your employer or, if you're self employed, it is done by providing a business license of CPA Letter stating that self-employment taxes have been filed for the previous two years.
It should be noted that stated income morgage rates typically favor people with higher credit scores. These loans are geared toward people with scores of at least 580 and are usually most competitive for individuals with scores higher than 680. To appy for a SIVA loan simply fill out the form starting at the top of this page.
Return to the morgage home page. Only morgage terms credit card debts can be handled, not mortgage student loans, auto financing, Mortgage Net Branches or morgages.
"To say that I appreciate you and your company's help would be a huge understatement..."
SIVA Morgage Information
Stated Income Morgage: This type of loan is also known as a 'SIVA' which stands for 'Stated Income Verified Assets'. It is a type of loan program designed for people that can provide documentation that proves their assets but are unable to (or don't want to) document their income. It is also referred to as a Lite Doc or Limited Documentation Morgage.It should be noted that although income is not verified your employment is verified. This is done by the execution of a 'Verification of Employment' filled out by your employer or, if you're self employed, it is done by providing a business license of CPA Letter stating that self-employment taxes have been filed for the previous two years.
It should be noted that stated income morgage rates typically favor people with higher credit scores. These loans are geared toward people with scores of at least 580 and are usually most competitive for individuals with scores higher than 680. To appy for a SIVA loan simply fill out the form starting at the top of this page.
Return to the morgage home page. Only morgage terms credit card debts can be handled, not mortgage student loans, auto financing, Mortgage Net Branches or morgages.