Based on 1,918+ Verified Google Reviews Across All Locations

A better way to put your money to work starts here.

Q: What makes Ascendant Financial different from other financial advisors?

Ascendant Financial is one of the most established IBC-focused firms in North America, with 17+ years of experience and 1,918+ verified Google reviews across 12 locations. Every advisor undergoes ongoing specialized training in Nelson Nash’s principles. We don’t sell a generic financial plan; we help you build a system that puts you in charge of your own financial life, not a bank, a broker, or a Wall Street fund.

What brings you here?

Parents and two children smiling around a sunlit wooden dining table, reviewing papers and a tablet together

For me or my family

You work hard to build your money; use the Infinite Banking Concept to keep more control over how you use it and what you leave your family.

Explore the family path

Business owner in a work apron smiling as she works on a laptop at a wooden table in her shop

For my business

Your corporation makes the money, so why let taxes and limited access dictate what you can do with it? Discover what corporate-owned, dividend-paying whole life insurance can do for you.

Explore the business path

Not sure yet? See if you’re a good fit →

17+

Years of experience in business

17+

Years of experience in business

Licensed advisors across Canada & U.S.

1,918+

Verified Google Reviews Across All Locations

1,918+

Verified Google Reviews Across All Locations

Who is REALLY controlling the use of your money?

Mainstream financial advice doesn’t always fit every family.

The truth is you’re doing all the work to earn your money and yet everyone else is getting it all and benefiting from it.

Think about it.

You earn money, you pay tax, you systematically transfer all your money away. Where does it all end up? On the books of someone else’s bank. You cannot spend it again, earn interest on it again. It’s gone.

How does that make you feel?

Change How You See Your Money

Claim Your Financial Power

Become Your Own Banker

“I couldn’t ask for a better mentor. I am so happy to work with you as I build my financial future for the next generations. Thank you!”

Lorrie Byrne

There’s a better way.

With Ascendant Financial as your Infinite Banking Advisor, you can…

Learn how policy loans can give you access to your cash value, and the terms that apply.

Control how you, your family, and your company buys, borrows and invests in all the things you’ll need throughout your lifetime.

Recapture the interest you would otherwise pay to banks and finance companies.

Understand how cash value grows and which parts of a policy are guaranteed.

Understand the fees and terms behind common lending options.

Where Should You Begin?

Let’s get you started…

Step 1: Understand the Infinite Banking Concept

We have assembled a collection of resources designed to guide you step by step through the Infinite Banking Concept. Access it with an open mind and discover a whole new financial world.

Understand the problem and discover how the solutions fit you. Watch our free Infinite Banking Concept webinar.

Step 2: Connect with the right Advisor on our Team

We tailor an Infinite Banking strategy just for you. We’ll provide the coaching, education, and tools needed to put your personalized plan in place and continue guiding you along the way.

Step 3: Spend Your Life Living

Take actionable steps with our continual, lifelong support. Get ongoing support as you put your plan into action.

Take the First Step

Success Stories

    
 
 
         
   Marilyn Lafrance-Shapka 
 
 
 
 Trustindex verifies that the original source of the review is Google. Lorraine at Ascendant Financial is extremely helpful and knowledegable. She made our start up process easy and we feel extremely confident that our new banking system will work for generations to come.
  
 
        
   Cara Foster 
 
 
 
 Trustindex verifies that the original source of the review is Google. Josh was professional and knowledgable and made things incredibly easy with deciding the best life insurance policy for me.  I appreciated his help and would highly recommend him!
  
 
        
   Fodor Nandor 
 
 
 
 Trustindex verifies that the original source of the review is Google. Ravinder showed excellent professionalism thorughout our sessions. Made sure we discuss the methodology of infinite banking, dive deeper into the process, educated me, filled in the gaps in my knowledge and discussed the book with me before doing anything else to set it up.

It is a journey not just a get it done and forget it. Highly recommend Ravi for people who wish to learn more abput this financial way of thinking.
  
 
        
   Mihaela Bradbury 
 
 
 
 Trustindex verifies that the original source of the review is Google. It is one of the best decisions we made as a family and I want to thank Neil for not giving up on us and for being so patient. Because life happens, it took a year or so to actually sign up. A cancer scare and a car accident made us realize that life is short. So, don't wait like we did, cause you don't know what tomorrow can bring. Be prepared.
  
 
        
   Adam Mohammed 
 
 
 
 Trustindex verifies that the original source of the review is Google. Dan was excellent at explaining the insurance process, reviewing my needs to see how it fits in my situation.
  
 
        
   Aris Haraga 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very informative and great with response time and updates
  
 
        
   Kent Amoo-Achampong 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had an excellent experience working with Garrett. He brings a rare combination of wisdom, integrity, and genuine care to his work. Beyond just explaining policies, he takes the time to understand your values and long-term goals, offering guidance that feels both practical and deeply grounded. His spiritual perspective adds an extra layer of trust and clarity to the process. I highly recommend him to anyone looking for thoughtful, trustworthy advice.
  
 
        
   Dos Rossouw 
 
 
 
 Trustindex verifies that the original source of the review is Google. Garrett is on his game!  He is doing a great job for me.
  
 
        
   Natalie Lou Rose 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you Ravinder!  Your patience and efficient direction during the process of activating my product was wonderful.  I would highly recommend this company.
  
 
        
   Pawel Szopa 
 
 
 
 Trustindex verifies that the original source of the review is Google. Sebastien takes the time to explain everything!

Individual experiences and results vary.

Eager to discover more about the Infinite Banking Concept?

Access our starter kit to understand how the Infinite Banking Solution fits you.

Hungry for even more resources tailored to your preference?

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Should You Book a Call?

Frequently Asked Questions

Ascendant Financial is an IBC-focused firm serving Canada and the U.S., with 17+ years of experience and 1918+ verified Google Reviews Across All Locations. Every advisor undergoes ongoing specialized training in Nelson Nash’s principles. We don’t sell a generic financial plan; we help you build a system that puts you in charge of your own financial life, not a bank, a broker, or a Wall Street fund.

The best first step is to determine whether you’re a good fit. Watch our free webinar or book a discovery call with one of our advisors. We’ll review your current financial picture and show you whether and how the IBC process could work for your specific situation.

Ascendant Financial has been in business for over 17 years. During that time, we have worked with thousands of North American families and business owners. Our advisors have earned more than 1918+ verified Google Reviews Across All Locations. Individual experiences and results vary.

Controlling the banking function means redirecting the financing of your life through a system you own rather than through commercial banks and lenders. Every person finances purchases throughout life: vehicles, education, real estate, business equipment, retirement income. By default, the interest on those purchases enriches third parties. With the Infinite Banking Concept™, you capitalize participating whole life policies and finance through them, so the banking function stays inside a system you control. Learn more about Becoming Your Own Banker.

Your Money. Your Future. Your Move.

Infinite Banking is just one piece – we do even more. We help you plan how to protect what you’re working for and grow your wealth, with you and your family in mind.

Many people don’t realize how taxes, fees, and delays affect their wealth. We help you understand your options.

A financial setback from illness or injury can be difficult. We help you plan for it.

Smart business owners plan how to protect their wealth. We can show you how.

When you see what’s possible with us, you won’t settle for less. Let’s talk.