Featured Articles
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Planning Your Financial independence
Read more »: Planning Your Financial independenceTo achieve financial independence, you have to plan your financial course with care. It is not an easy task since there are no one-size-fits-all formulas that you can follow because the variables keep changing. However, there are actionable steps you can take.
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Becoming Your Own Banker Training
Read more »: Becoming Your Own Banker TrainingBecoming Your Own Banker is a financial strategy focused on your benefits not the banks benefits. A way to grow your future financial success and the potential of a dividend-paying life insurance. It’s neither a sales nor a marketing tool for whole life insurance brokers.
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Creating A Private Family Banking Strategy
Read more »: Creating A Private Family Banking StrategyWhat is the main cause of concern among wealthy families around the world? Our research shows that families who are remarkably wealthy are keen and deeply concerned about their families’ welfare in the future. They don’t focus only on managing investments of the financial assets they…
Financial Education
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Personal Balance Sheet
Read more »: Personal Balance SheetA personal balance sheet is a powerful tool for understanding your net worth and overall financial health. Learn how to track your assets, liabilities, and discover why cash value from whole life insurance could be one of the most valuable—and overlooked—assets on your statement.
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Return On Investments in Canada
Read more »: Return On Investments in CanadaUnderstanding Return on Investment (ROI) goes far beyond simple math—it’s about measuring value in real, personal, and financial terms. Learn how ROI can guide your financial decisions in business and life, and why emotional or lifestyle returns sometimes matter just as much as the numbers.
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Beneficiary of inheritance: What to do, Pay debts
Read more »: Beneficiary of inheritance: What to do, Pay debtsCanada is in the middle of an unprecedented $1 trillion wealth transfer—and if you’re a beneficiary, what you do next matters more than ever. Inheriting money is more than a financial event; it’s a moment to pause, reflect, and plan with purpose. Learn how to preserve and grow your inheritance while honoring the legacy behind…
Wealth Building
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What should every Canadian Know about Your Will?
Read more »: What should every Canadian Know about Your Will?Do you want to control the allocation of your property even after your death? Well, a will is an excellent way of achieving this. Creating a will is not a walk in the park. There are several things that every Canadian should know about a will. First and foremost, it’s essential to understand that your…
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Planning Your Financial independence
Read more »: Planning Your Financial independenceTo achieve financial independence, you have to plan your financial course with care. It is not an easy task since there are no one-size-fits-all formulas that you can follow because the variables keep changing. However, there are actionable steps you can take.
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Insurable interest
Read more »: Insurable interestWhat is Insurable interest? The term “insurable interest” is used to describe the legal and financial interests of a person or company in an insurance policy. It means, in simple terms, that the person or entity buying the insurance has a stake in protecting the insured property or person. The stake is to ensure that…
Retirement Planning
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Individual Retirement Accounts In Canada
Read more »: Individual Retirement Accounts In CanadaWhat are Individual Retirement Accounts? Canada has many types of retirement accounts that are available. The most commonly discussed around the water cooler are the TFSA and RRSP. However, there are many more to note. You may even have one of these or end up with one in the future. There are LIRA accounts which…
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Five Things You Should Know About Registered Retirement Income Funds
Read more »: Five Things You Should Know About Registered Retirement Income FundsWhile RRSPs help you grow savings tax-deferred, RRIFs require you to start drawing income and paying taxes, often affecting government benefits and estate planning. Understanding how and when to convert your RRSP into a RRIF is key to avoiding costly surprises.
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The Biggest Fears Of Registered Retirement Savings Plans
Read more »: The Biggest Fears Of Registered Retirement Savings PlansIt’s important to know what the main fears of Canadians are about RRSPs to be prepared and well-informed when it comes time to make decisions about your retirement planning.
Insurance Education
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What Insurance premiums are tax deductible?
Read more »: What Insurance premiums are tax deductible?Understanding which insurance premiums are tax-deductible in Canada can be complex. While most are not, exceptions exist—particularly in corporate structures and lender-required policies. This article breaks down the nuances, including how business owners can strategically use life insurance in buy-sell agreements and when deductions truly apply.
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Beneficiary of inheritance: What to do, Pay debts
Read more »: Beneficiary of inheritance: What to do, Pay debtsCanada is in the middle of an unprecedented $1 trillion wealth transfer—and if you’re a beneficiary, what you do next matters more than ever. Inheriting money is more than a financial event; it’s a moment to pause, reflect, and plan with purpose. Learn how to preserve and grow your inheritance while honoring the legacy behind…
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How To Handle Beneficiaries During Divorce
Read more »: How To Handle Beneficiaries During DivorceDivorce is a major life transition—and amid the legal and emotional complexity, updating your life insurance beneficiaries often gets overlooked. Whether your ex is still listed as your primary beneficiary or your children need a trustee, now is the time to ensure your policies reflect your new reality. Learn how to protect your assets and…
All Articles
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Infinite Banking vs. the Stock Market: What’s the Better Wealth Strategy?
Read more »: Infinite Banking vs. the Stock Market: What’s the Better Wealth Strategy?For a long time, building significant wealth has felt out of reach for many people, seemingly reserved for successful business people or those lucky in the stock market. But today, with a participating whole life insurance plan and a long-term commitment to preserving your wealth, creating generational financial security is within reach. Through Infinite Banking,…
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Infinite Banking vs. Whole Life Insurance: How They Work Together and How They Differ.
Read more »: Infinite Banking vs. Whole Life Insurance: How They Work Together and How They Differ.Most people are taught to save, invest, and borrow through institutions they don’t control. But there’s another way to manage your money that prioritizes access, flexibility, and ownership. Infinite Banking is a financial system that provides greater liquidity and control over your money. It uses a properly structured, dividend-paying whole life insurance plan to build…
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How to Build Generational Wealth for Your Family
Read more »: How to Build Generational Wealth for Your FamilyWhat if the legacy you leave behind isn’t just wealth, but the wisdom and structure to grow it for generations to come? At Ascendant Financial, we guide families to reclaim control of their financial story using the Infinite Banking Concept. This approach isn’t about chasing returns or selling financial products. It’s about helping you become…
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How to Choose the Best Whole Life Insurance Policy for Infinite Banking
Read more »: How to Choose the Best Whole Life Insurance Policy for Infinite BankingMany people researching the Infinite Banking Concept™ believe the best whole life policy comes down to choosing the right insurance company. But the truth is, it’s not about the logo. This article explains what actually makes a whole life insurance policy suitable for Infinite Banking, outlines the features that matter most, and shows why structure…
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How to Use Life Insurance to Build Wealth
Read more »: How to Use Life Insurance to Build WealthLife insurance isn’t only for protecting your loved ones after you’re gone. If used correctly and responsibly, participating whole life insurance plans can become powerful, generational wealth-building strategies. Infinite Banking and whole life insurance provide a framework for setting up your life insurance policy and utilizing it to become your own banker, thereby taking control…
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Does Velocity Banking Work for Paying Off Debt Faster?
Read more »: Does Velocity Banking Work for Paying Off Debt Faster?Fast isn’t always better. In their search for quick solutions to financial problems, many families are discovering a strategy called velocity banking. While it may offer a faster way to pay off debts, does it actually work, and is it sustainable in the long term? Velocity banking uses your Home Equity Line of Credit (HELOC)…
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How Borrowing Against Life Insurance Really Works
Read more »: How Borrowing Against Life Insurance Really WorksImagine borrowing money without selling assets, visiting the bank, or navigating complicated approval processes. With a properly structured life insurance plan, you can borrow cash anytime, using your policy as collateral. This financial strategy can help you pay for unexpected life expenses or nice-to-have items, such as a new car or vacation home, with more…
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Understanding 401(k) Withdrawal Rules
Read more »: Understanding 401(k) Withdrawal RulesWhat do you have planned for your golden years? Having enough money to live comfortably and meet your goals for retirement often starts with your employer-sponsored 401(k). This valuable financial tool helps you achieve your financial goals for retirement. Contributions are deducted from your paycheck before taxes and grow tax-deferred throughout your career. When used…
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Is Infinite Banking Right for You? Pros, Cons, and Insights
Read more »: Is Infinite Banking Right for You? Pros, Cons, and InsightsAre you ready to take the first step toward financial control and independence? Canadians from across the country are learning how the Infinite Banking Concept can reduce their reliance on the banks and volatile market conditions while they build their own family banking system. Ascendant Financial has been committed to helping people achieve financial freedom…
