Category: Insurance Education

Group RRSPs are a common but often overlooked employee benefit that can offer a convenient way to save for retirement—especially with employer contributions or matching incentives. While the automatic payroll deductions can simplify investing, there are often eligibility rules, restrictions on access, and limited investment options. Understanding how your group RRSP fits into your overall…

Divorce is a major life transition—and amid the legal and emotional complexity, updating your life insurance beneficiaries often gets overlooked. Whether your ex is still listed as your primary beneficiary or your children need a trustee, now is the time to ensure your policies reflect your new reality. Learn how to protect your assets and…

Understanding which insurance premiums are tax-deductible in Canada can be complex. While most are not, exceptions exist—particularly in corporate structures and lender-required policies. This article breaks down the nuances, including how business owners can strategically use life insurance in buy-sell agreements and when deductions truly apply.