Why Delaying RRSP Withdrawals Creates a Tax Bomb

On Feb 5th, join Neil Dietrich and Patrick Goldring for a live conversation about how RRSPs actually work once saving stops and why understanding that now can change what’s possible later.

Most Canadians Are Taught How to Save for Retirement.

Almost no one is taught what comes after.

On Feb 5th, join Neil Dietrich and Patrick Goldring, professional coach and mentor, as they show you how retirement plans really play out when the saving phase ends and money has to start supporting their life instead.

What You’ll Learn

You’ll see how RRSPs transition from saving vehicles into income sources, what changes when withdrawals become part of the picture, and why many people are surprised by how the rules affect flexibility and taxes later. The goal isn’t to tell you what to do, but to help you see the full lifecycle of your retirement plan more clearly.

Here’s what you can gain by attending:

How to Take Control of Your Cash Flow: See how everyday families are using the Infinite Banking Concept (IBC) to create stability and growth without needing a high income or extra savings to get started.

The Real Numbers Behind a Better Way: We’ll walk through a simple case study showing how redirecting $5,000 in existing household expenses money already flowing through your budget can build lasting value over time and bring you closer to financial independence.

The Grocery Store Example: Experience Nelson Nash’s well-known illustration that makes the process of “becoming your own banker” easy to visualize and understand. It’s a clear, practical way to see how control, not income, changes everything.

This event is for you if…

You’re earning a steady income but feel like your money never seems to get ahead, no matter how carefully you plan.

You’re tired of watching cash flow in… and right back out to banks, taxes, or unpredictable expenses.

You’re thinking long-term and want a way to grow wealth you can access, protect, and pass on.

You care deeply about your legacy and want to leave your kids more than just money. You want to give them a system.

You’re curious how the Infinite Banking Concept (IBC) can fit alongside your current debt, savings, or investment goals without adding risk or complexity

Meet Your Host

Neil Dietrich

Neil followed society’s traditional path – study hard, work hard, get a good job, and it’ll all work out.  Neil was called to the bar in 2008 and practiced law for 16 years before coming to Ascendant.

He worked predominantly in prosecutions and also started investing in real estate. But no matter how hard he worked and how great a career he had, Neil realized that something just didn’t seem right.   It wasn’t “all working out” according to the traditional line of thinking.
He came to learn about Infinite Banking in 2020 and implemented the process shortly thereafter, both personally and with his real estate. 

He became so enthusiastic about the process that he joined Ascendant in early 2024 to spread the word about Nelson Nash’s powerful concept.   He is now helping clients gain clarity on becoming their own banker so that they can reclaim the banking function in their lives and the generations that follow.

Why You Can’t Afford to Miss This

If you’ve ever wanted more peace of mind with your money… more control over your finances… or a way to grow wealth without second-guessing every decision, this is for YOU.

You’ll see how everyday families are quietly creating stability, freedom, and long-term security without relying on banks, risky investments, or confusing financial plans.

This is about making your money feel simple, reliable, and fully yours again.

Join us and discover a powerful way to build wealth on your terms and create a future you feel good about, for yourself and those you love.

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Register your spot for this special event!