How Do We Work?

We Do Things Differently

At Ascendant Financial, we lead with education. Our focus is on empowering you with the knowledge and strategies to achieve your financial independence, but we’re not for everyone. If we align, we’ll help you shape a future that’s bigger than your past, fueled by your purpose, not just a financial transaction.

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Policy 
Setup

Building 
Cash Value

Implementing
the process

Repayment 
and Growth

Long-Term
Wealth Accumulation

Financial Independence Starts Here

This process reshapes your relationship with money and who controls it, transforming you into the bank owner, the banker, the borrower, and the depositor of your own Family Banking System (FBS)™.

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First Things First: Is Ascendant Financial Right For You?

We recognize that you can buy a policy or a system of policies anywhere, but if you’re looking for the best—something truly transformative—you’re in the right place.

Our Team will coach you on how to properly implement the process. Our approach to the Infinite Banking Concept (IBC) is best for those who are ready to embrace a new way of thinking and lifestyle.

We work best with individuals, families, and entrepreneurs who are:

Coachable and open to learning

Respectful, responsible, and kind

Well grounded in their family values

Driven by a desire to take control of their financial future

Aware that controlling the banking function personally is the most powerful step they can take in their financial world

Your 7 Step Journey with Ascendant Financial: Step-by-Step

Step 1: Understanding the Problem So the Solution Actually Matters to You

We see a future where you’re not just in control of your finances, but actively creating the life you’ve always envisioned. We’re here to coach you to build a future that’s bigger than your past … no corporate jargon, just straightforward guidance and solutions which empower you to take charge and achieve lasting financial independence.

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Step 2: Personalized Consultation with an Authorized Infinite Banking Practitioner

Your journey continues with a one-on-one conversation with an Authorized Infinite Banking Practitioner on our team. During this meeting, we’ll take the time to understand your unique financial situation, objectives, and values. Together, we’ll determine whether there’s a basis for us to work together.

Step 3: Personalized Recommendation

Step 4: Review and Clarity Session

Next, we’ll meet again to review our recommendation and share key insights. This session is all about you—ensuring that all your questions are answered and that you have complete clarity before moving forward. Our priority is to make sure you feel fully informed and confident.

Step 5: Application for Your Policy or System of Policies

Once you’re ready, we’ll assist you in applying for your policy or system of policies. This application process is simply the next step in your journey and doesn’t commit or bind you to anything at this stage.

Step 6: Onboarding and Implementation

Once your policy (or system of policies) is in place, we’ll guide you through an exciting onboarding process that sets the stage for implementing the Infinite Banking Concept. This is where the real journey begins, and we’re here to make sure you start off on the right foot.

Step 7: Ongoing Coaching and Community Support

We don’t just leave you to figure it out on your own. As your Coach—we are responsible to you, not for you. You’ll receive ongoing coaching, mentoring and Client exclusive resources to ensure you’re fully supported. Plus, you’ll have access to a community of like-minded clients who share your vision and values.

Infinite Banking is a Lifestyle, Not a Financial Plan

This process is not about investments of any kind, it’s all about controlling how you finance the things in life, which can certainly include investments.

Becoming Your Own Banker requires understanding, commitment, and the right guidance. That’s why having a knowledgeable, experienced coach by your side is essential. At Ascendant Financial, we’re here to ensure you not only have the best tool to get the job done, but also the expertise and support to use it effectively, so you can truly realize all of the benefits of this process with confidence.

Our Success Stories

People Just Like You Are Changing Their Lives…

Henry Wong from Ascendant Financial is an amazing Infinite Banking Concept coach! He simplifies complex ideas, personalizes plans, and offers endless support. I gained confidence and financial security – highly recommend him!

Luc Robitaille

Discussing financial matters can be stressful and intimidating at the best of times, especially when ‘thinking outside of the box’. The team at Ascendant Financial clearly explained the process of Becoming your own Banker, answered all my questions without hesitation, and instilled a greater confidence in my family’s future financial health. I look forward to many years of continuing education of the Infinite Banking System. Thank you.

Brek Harris

Read All Reviews

1,400 Customer Reviews

    
 
 
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   Alex Perry 
 30 October 2026
 
 
  Very professional and helpful! They aren't pushy, I felt like they have my best interest! I got great service working with Morgan to set up my life insurance policy! Highly recommend
  
 
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   Samantha Dilworth 
 28 October 2026
 
 
  I have been extremely happy with Equitable and working with Paul. The process took some time but now that we have everything in place we are excited to see our money compound and our futures grow along with our farm 🤠
  
 
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   Dence Valerio 
 28 October 2026
 
 
  I'm not very familiar with the entire concept of being my own banker in the beginning. My asvisor explained everything, How it works, how I can benefit from the system. The whole team was very patient no question is left unanswered.
  
 
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   Peter Nowak 
 27 October 2026
 
 
  It has been amazing creating abundance with my co-creator, Neil Dietrich, of Ascendant Financial. He is always there for me on “speed dial”. lol.
There is always something interesting to learn with this new paradigm of IBC!
After hitting the one year mark of my first policy, it finally clicked how to maximize personal results as I make EDO payments a priority. And a no-brainer to add a 2nd policy. Neil’s expertise and tutelage make it  easy to comprehend. My original goals were realized sooner. I love the one on one Zoom calls mapping it all out for me. There are eggs in other baskets but IBC is integral to future peace of mind and tax free investments, building my future. I feel like a Banker.
Thanks to his knowledge and bringing it all home in layman’s  terms, I’m comfortable in saying that I’ve made my Circle great in adding Neil to my team.

Peter.
  
 
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   jack wilson 
 25 October 2026
 
 
  Morgan has been excellent to work with. His continued guidance, support, and insights into building long-term financial resilience have been incredibly valuable. Highly recommend!
  
 
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   Kelly Bruce 
 23 October 2026
 
 
  Ascendant Financial has truly been a Godsend for me and my family. As someone who is open-minded and always eager to learn, I have consistently looked for ways to make my money work harder for me, build financial security, and keep more of what I earn. However, I never realized there could be a different approach beyond the traditional way of thinking about money that most of us have been taught.

Ascendant Financial has opened my eyes and expanded my understanding of how money works and how I can put it to work in my favour. It has challenged my old way of thinking and introduced me to new strategies and perspectives that I had never considered before. I am learning to look at money differently—not just as something I earn and spend, but as a tool I can use more intentionally to build wealth, create opportunities, and secure my family's future.

One of the things I appreciate most is the amazing team of advisors at Ascendant Financial. They take the time to educate you, walk you through the process, and explain things in a way that is easy to understand. They encourage you to ask questions, make sure you understand your options, and give you the opportunity to make informed decisions without feeling rushed. What stands out to me is their commitment to helping you explore choices that align with your individual needs and financial goals, with the well-being of you and your family in mind. Having advisors who are willing to invest their time in educating and guiding you makes the experience even more valuable.

This experience has been truly eye-opening. I am grateful for the knowledge I am gaining and for the opportunity to approach my finances with a new perspective. Rather than simply accepting the traditional approach to money, I am learning to be more intentional about how I manage it, how I plan for the future, and how I can make informed decisions that support my family's financial well-being.

Ascendant Financial has given me a fresh perspective on money, wealth-building, and financial freedom. I look forward to applying what I learn to create a stronger financial foundation for myself and my family. I only wish I had discovered this knowledge sooner!

I am truly grateful for the guidance, education, and support I have received, and I would encourage anyone who wants to expand their financial knowledge and explore different ways of managing their money to take the time to learn from the team at Ascendant Financial.
  
 
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   sean88257 
 21 October 2026
 
 
  This is a life changing experience that’s if you know what you want from your hard own money.this is the system you should be looking into.makes me know I am in control
  
 
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   Heidi Adams 
 21 October 2026
 
 
  Working with Ash has been a great experience.  He took the time to explain all or our options and answered our questions. He made things easy.
  
 
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   Christopher Hoopes 
 15 October 2026
 
 
  Garrett has been great to work with. He and his team researched a question that I had about getting coverage for my parents.  They found an answer and were honest about the fact that it didn't make sense financially to continue in the direction I was looking.  I know there was a commission involved had we moved forward.  He and his team really are looking for my success and not just lining their pockets.
  
 
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   Zawa Heartolight 
 15 October 2026
 
 
  Jeff goes the extra mile walking beside you to 'Unlock the Infinite Banking Concept'.An epic journey to "Becoming Your Own BANKER" of Health, Stealth and Compounding Generational Wealth. Sincerely, Zawa Heartolight