Master the Concept of Infinite Banking

The Money Blog
Read through our collection of articles on the Infinite Banking Concept (IBC) and other money matters.
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How Policy Loans Work Inside a Family Banking System
Read more »: How Policy Loans Work Inside a Family Banking SystemThe single largest source of confusion in Infinite Banking is the belief that cash value is money. It is not. Cash value is the net present value of a future death benefit payment. It is equity in the contract that you can borrow against on demand, on your terms. Once you have that, the rest…
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What Happens to a Whole Life Insurance Policy at Age 100?
Read more »: What Happens to a Whole Life Insurance Policy at Age 100?A whole life insurance policy does not expire at age 100. It fulfils its contractual guarantee — cash value must equal the total death benefit by the endowment age, which is age 100 in Canada and age 121 in the United States. At that point, the policy owner has options that vary by carrier. Taking…
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Should You Gift a Whole Life Insurance Policy to Your Child?
Read more »: Should You Gift a Whole Life Insurance Policy to Your Child?No. And I say that with deep respect for the intention behind the question. You built that juvenile whole life insurance policy for your child. You paid the premiums. You watched the cash value grow. The instinct to hand it over feels generous and right. But gifting a whole life insurance policy to your child…
The Premier Channel: Bankers Vault
Watch out our latest videos and tutorials on the Infinite Banking Concept and other financial topics.
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Retirement taxes and OAS clawback can quietly reduce what you keep. In this video, we walk through a real retirement scenario comparing two approaches. Both individuals begin with similar RRSPs, income sources, and goals. The difference comes down to how they choose to access and position their money over time. Timestamp 00:00 RRSP Tax Problem…
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Can I set up Infinite banking under a personal trust? CLICK HERE To Watch The Training👉 https://www.watchibc.com 🔎 Resources 👇 Becoming Your Own Banker Book ► https://www.ascendantfinancial.com/yt/byob The Bankers Vault Book Combo ► https://www.ascendantfinancial.com/yt/bundle Watch This ► https://www.youtube.com/playlist?list=PLabDKeNku_F8aBM-55QoEj4vD9mQC5Hpi Wealth Without Bay Street Podcast ► https://www.youtube.com/channel/UCj8ZlieHodxhD0vC75-rq0g?sub_confirmation=1 YouTube Videos ► https://infinitebankingvideos.com Cool Merch ► https://www.ascendantfinancial.com/yt/shop 🔔 SUBSCRIBE…
The Podcast: Wealth on Main Street
North America’s #1 financial podcast where conversations about money are entertaining and informative. We’re transforming the conversation around money, making it approachable and clear.
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Unsure about your future income? Discover if using a lump sum windfall to fund your Infinite Banking Concept policy is a smart move or a big risk. ABOUT THIS VIDEO In this episode of IBC Real Talk, we address a critical question: should you leverage a sudden windfall or lump sum to kickstart an Infinite…
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After 52 years in finance, a former CPA exposes the quiet ways Wall Street drains your wealth. Learn the infinite banking strategies they don’t teach you to stop the leaks and take back control. ABOUT THIS VIDEO Join us for a powerful conversation with Alan Blecker, a 52-year veteran of the financial services industry and…
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