Master the Concept of Infinite Banking

The Money Blog
Read through our collection of articles on the Infinite Banking Concept (IBC) and other money matters.
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Accessing Life Insurance Cash Value: Loans, Withdrawals and Surrender Compared
Read more »: Accessing Life Insurance Cash Value: Loans, Withdrawals and Surrender ComparedCan you use life insurance cash value while you are alive? Sometimes, if your policy has cash value and its terms permit access. A loan, withdrawal and surrender affect your policy differently; none is cost-free cash.
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Infinite Banking Policy Loans: How Repayment Really Works
Read more »: Infinite Banking Policy Loans: How Repayment Really WorksA policy loan can look straightforward on a statement, yet repayment affects the policy and the borrower’s wider cash flow. Infinite banking policy loans are not free money: the insurer lends against available cash value, and the policy owner remains responsible for managing a real debt.
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Infinite Banking Policy Design: Base Premium, PUAs, and the Risks Nobody Explains
Read more »: Infinite Banking Policy Design: Base Premium, PUAs, and the Risks Nobody ExplainsA policy can look attractive on an illustration and still be difficult to sustain. The right infinite banking policy design depends on your cash flow, insurance needs, time horizon and ability to keep funding the contract. A fixed premium ratio cannot answer those questions.
The Premier Channel: Bankers Vault
Watch out our latest videos and tutorials on the Infinite Banking Concept and other financial topics.
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Retirement taxes and OAS clawback can quietly reduce what you keep. In this video, we walk through a real retirement scenario comparing two approaches. Both individuals begin with similar RRSPs, income sources, and goals. The difference comes down to how they choose to access and position their money over time. Timestamp 00:00 RRSP Tax Problem…
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Can I set up Infinite banking under a personal trust? CLICK HERE To Watch The Training👉 https://www.watchibc.com 🔎 Resources 👇 Becoming Your Own Banker Book ► https://www.ascendantfinancial.com/yt/byob The Bankers Vault Book Combo ► https://www.ascendantfinancial.com/yt/bundle Watch This ► https://www.youtube.com/playlist?list=PLabDKeNku_F8aBM-55QoEj4vD9mQC5Hpi Wealth Without Bay Street Podcast ► https://www.youtube.com/channel/UCj8ZlieHodxhD0vC75-rq0g?sub_confirmation=1 YouTube Videos ► https://infinitebankingvideos.com Cool Merch ► https://www.ascendantfinancial.com/yt/shop 🔔 SUBSCRIBE…
The Podcast: Wealth on Main Street
North America’s #1 financial podcast where conversations about money are entertaining and informative. We’re transforming the conversation around money, making it approachable and clear.
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ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Cash flow is king. But are you managing yours like the ultra-wealthy? In this episode, Jason Weiss collaborates with us to break…
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ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ If you’re not fluent in the language of financial statements, you’re missing opportunities to grow, optimize, and protect your business. Hosts Richard…
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