Master the Concept of Infinite Banking

The Money Blog
Read through our collection of articles on the Infinite Banking Concept (IBC) and other money matters.
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Accessing Life Insurance Cash Value: Loans, Withdrawals and Surrender Compared
Read more »: Accessing Life Insurance Cash Value: Loans, Withdrawals and Surrender ComparedCan you use life insurance cash value while you are alive? Sometimes, if your policy has cash value and its terms permit access. A loan, withdrawal and surrender affect your policy differently; none is cost-free cash.
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Infinite Banking Policy Loans: How Repayment Really Works
Read more »: Infinite Banking Policy Loans: How Repayment Really WorksA policy loan can look straightforward on a statement, yet repayment affects the policy and the borrower’s wider cash flow. Infinite banking policy loans are not free money: the insurer lends against available cash value, and the policy owner remains responsible for managing a real debt.
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Infinite Banking Policy Design: Base Premium, PUAs, and the Risks Nobody Explains
Read more »: Infinite Banking Policy Design: Base Premium, PUAs, and the Risks Nobody ExplainsA policy can look attractive on an illustration and still be difficult to sustain. The right infinite banking policy design depends on your cash flow, insurance needs, time horizon and ability to keep funding the contract. A fixed premium ratio cannot answer those questions.
The Premier Channel: Bankers Vault
Watch out our latest videos and tutorials on the Infinite Banking Concept and other financial topics.
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The Podcast: Wealth on Main Street
North America’s #1 financial podcast where conversations about money are entertaining and informative. We’re transforming the conversation around money, making it approachable and clear.
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ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Are you making your money work as hard as possible? The right financing strategy can amplify your returns, reduce risks, and create…
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The financial professionals who helped you start your business may not be the right ones to help you grow. Richard Canfield discusses how many business owners start with a trusted accountant or bookkeeper but eventually outgrow their capabilities. While loyalty is valuable, your business’s financial needs change as you scale. If your financial team isn’t…
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