Master the Concept of Infinite Banking

The Money Blog
Read through our collection of articles on the Infinite Banking Concept (IBC) and other money matters.
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How Policy Loans Work Inside a Family Banking System
Read more »: How Policy Loans Work Inside a Family Banking SystemThe single largest source of confusion in Infinite Banking is the belief that cash value is money. It is not. Cash value is the net present value of a future death benefit payment. It is equity in the contract that you can borrow against on demand, on your terms. Once you have that, the rest…
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What Happens to a Whole Life Insurance Policy at Age 100?
Read more »: What Happens to a Whole Life Insurance Policy at Age 100?A whole life insurance policy does not expire at age 100. It fulfils its contractual guarantee — cash value must equal the total death benefit by the endowment age, which is age 100 in Canada and age 121 in the United States. At that point, the policy owner has options that vary by carrier. Taking…
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Should You Gift a Whole Life Insurance Policy to Your Child?
Read more »: Should You Gift a Whole Life Insurance Policy to Your Child?No. And I say that with deep respect for the intention behind the question. You built that juvenile whole life insurance policy for your child. You paid the premiums. You watched the cash value grow. The instinct to hand it over feels generous and right. But gifting a whole life insurance policy to your child…
The Premier Channel: Bankers Vault
Watch out our latest videos and tutorials on the Infinite Banking Concept and other financial topics.
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CLICK HERE 👉 http://watchibc.com/ Infinite Banking offers business owners and families a transformative way to protect and grow wealth by becoming their own banker. This video dives deep into the principles of Infinite Banking, exploring how it promotes financial independence, generational wealth building, and long-term wealth preservation. By leveraging dividend-paying whole life insurance policies, this…
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CLICK HERE 👉 http://watchibc.com/ How many cars have you bought in your lifetime? Now think about your spouse—and your kids. When you add it all up, the sheer amount of capital flowing out of your hands to purchase vehicles over a lifetime is staggering. In this video, we explore how two people with identical goals…
The Podcast: Wealth on Main Street
North America’s #1 financial podcast where conversations about money are entertaining and informative. We’re transforming the conversation around money, making it approachable and clear.
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Most people negotiate the lowest interest rate on their mortgage… but that’s not the real problem. The real wealth leak is interest volume, the total dollars that leave your bank account and go to someone else. In this clip, mortgage veteran Mike Smela (17 years in the industry) breaks down why a “6% mortgage” can…
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Are you settling for a “normal” that is actually a ceiling? In this leadership intensive, international speaker and performance coach Rick Torrison joins the podcast to break down the psychological framework for moving from a “stuck state” into total clarity. Rick shares a powerful distinction between achieving professional success and building lasting significance. We explore…
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