Master the Concept of Infinite Banking

The Money Blog
Read through our collection of articles on the Infinite Banking Concept (IBC) and other money matters.
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How Policy Loans Work Inside a Family Banking System
Read more »: How Policy Loans Work Inside a Family Banking SystemThe single largest source of confusion in Infinite Banking is the belief that cash value is money. It is not. Cash value is the net present value of a future death benefit payment. It is equity in the contract that you can borrow against on demand, on your terms. Once you have that, the rest…
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What Happens to a Whole Life Insurance Policy at Age 100?
Read more »: What Happens to a Whole Life Insurance Policy at Age 100?A whole life insurance policy does not expire at age 100. It fulfils its contractual guarantee — cash value must equal the total death benefit by the endowment age, which is age 100 in Canada and age 121 in the United States. At that point, the policy owner has options that vary by carrier. Taking…
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Should You Gift a Whole Life Insurance Policy to Your Child?
Read more »: Should You Gift a Whole Life Insurance Policy to Your Child?No. And I say that with deep respect for the intention behind the question. You built that juvenile whole life insurance policy for your child. You paid the premiums. You watched the cash value grow. The instinct to hand it over feels generous and right. But gifting a whole life insurance policy to your child…
The Premier Channel: Bankers Vault
Watch out our latest videos and tutorials on the Infinite Banking Concept and other financial topics.
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CLICK HERE 👉 http://watchibc.com/ Welcome back to Bankers Vault! Today, we break down the key concepts of financial independence versus financial freedom and introduce the family banking system as a powerful way to control the banking function in your life. We explain how to free up cash flow through debt recapture, build a sustainable system…
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CLICK HERE 👉 http://watchibc.com/ In this video, Richard Canfield and Jayson Lowe break down the Infinite Banking Concept (IBC), emphasizing that it’s not just a financial strategy but a lifestyle shift. They explain how traditional banking systems systematically drain wealth through taxes, interest, and fees, and how IBC helps individuals regain control of their finances.…
The Podcast: Wealth on Main Street
North America’s #1 financial podcast where conversations about money are entertaining and informative. We’re transforming the conversation around money, making it approachable and clear.
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Are you exiting your business on your terms, or are you at the mercy of the “5 Ds”? Certified Exit Planner Pete Mohr joins the podcast to reveal a staggering statistic: 50% of North American business owners are forced into an exit due to circumstances completely out of their control. In this episode, we break…
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Have you ever faced a professional dilemma that forced a fundamental shift in your career path? Alan Blecker’s experience in 2014 with annuity surrenders highlights a critical juncture for many financial advisors. He had clients with annuities needing income, but their requests were overwhelmingly denied by the brokerage firm. This clash between client needs and…
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