Master the Concept of Infinite Banking

Wealthy families lose their wealth by the second generation because of absent governance — not bad investments, not irresponsible heirs, and not a failure of financial planning. According to a study by the Williams Group of over 3,000 wealthy families, 70% lose their wealth by the second generation and 90% by the third. The primary…

A family constitution is a family governance document that defines who your family is, what your wealth is for, who can access it and on what terms, and what values every generation must demonstrate to participate in the system you built. It is the foundational generational wealth governance structure that sits above every other wealth-related…

Imagine your kid coming home from their first summer job and telling you what percentage of every paycheque is going toward the family system because in your family, that is simply how you access capital when you need it. Imagine your son sitting across from you with a repayment schedule already built before he has…