Master the Concept of Infinite Banking

The Money Blog
Read through our collection of articles on the Infinite Banking Concept (IBC) and other money matters.
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Pay Cash vs. Borrowing: Why Both May Be Costing You More Than You Realize
Read more »: Pay Cash vs. Borrowing: Why Both May Be Costing You More Than You RealizeAre you sure paying cash is saving you money, or is it actually one of the most expensive decisions you make?
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Why Making More Money Often Makes the Problem Worse
Read more »: Why Making More Money Often Makes the Problem WorseIf a raise has not fixed your financial stress yet, there is a reason — and it has nothing to do with how hard you work.
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Liquidity Without Liquidation: How to Access Cash Without Selling Your Assets
Read more »: Liquidity Without Liquidation: How to Access Cash Without Selling Your AssetsSelling an asset to raise cash is not a financial strategy. It is a sign that your capital is trapped.
The Premier Channel: Bankers Vault
Watch out our latest videos and tutorials on the Infinite Banking Concept and other financial topics.
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Retirement taxes and OAS clawback can quietly reduce what you keep. In this video, we walk through a real retirement scenario comparing two approaches. Both individuals begin with similar RRSPs, income sources, and goals. The difference comes down to how they choose to access and position their money over time. Timestamp 00:00 RRSP Tax Problem…
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The Podcast: Wealth on Main Street
North America’s #1 financial podcast where conversations about money are entertaining and informative. We’re transforming the conversation around money, making it approachable and clear.
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How do multi-generational farm families protect their land from market volatility and political shifts? In this session, Dan Allen explores how dividend-paying whole life insurance (the Infinite Banking Concept) provides a specialized framework for liquidity, succession planning, and capital access. Farmers are the most resourceful entrepreneurs on the planet. Dan explains how to shift that…
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Most people negotiate the lowest interest rate on their mortgage… but that’s not the real problem. The real wealth leak is interest volume, the total dollars that leave your bank account and go to someone else. In this clip, mortgage veteran Mike Smela (17 years in the industry) breaks down why a “6% mortgage” can…
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