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- Infinite Banking Concept: What It Is and Isn’t
Everybody is talking about IBC. On YouTube and Facebook it gets called a magic investment, a get rich quick trick, or a scheme to pay… Read more: Infinite Banking Concept: What It Is and Isn’t - Repaying a Policy Loan on Your Own Terms
The Short Answer Not on a schedule the insurance company sets. The insurer won’t hand you a repayment schedule, but interest builds on the balance… Read more: Repaying a Policy Loan on Your Own Terms
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About the Author:
Jayson Lowe
I teach the Infinite Banking Concept at Ascendant Financial and host The Banker’s Vault on YouTube, where I answer the questions people actually ask about dividend-paying whole life insurance and policy loans. I learned this process directly from the late R. Nelson Nash, the creator of the concept, who took me under his wing early in my journey and still shapes how I run every meeting. I’m nearly 19 years into using it myself, and my wife Rebecca and I have built a family banking system of 77 policies that our kids have grown up inside. We run it like a business, with annual family office meetings and a written family constitution, so it outlasts us.
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